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GM · Driver privacy1 min read

GM will pay $220 million over selling drivers' data to insurers

General Motors will pay $220 million to settle a case over selling driving data to insurers, a reminder that how you drive can follow you to your bill.

By the Dashline deskSource: Le Guide de l'auto
GM will pay $220 million over selling drivers' data to insurers
Photo: Kenneth C. Zirkel, CC BY-SA 4.0

General Motors will pay $220 million to settle a lawsuit over selling drivers' data that was then used to raise insurance rates. New York's attorney general announced the deal Thursday. New York and 35 other states brought the case.

What GM is accused of

The case centers on GM's Smart Driver program. It tracked actions such as sudden braking and whether drivers went over the speed limit. The states say GM shared data from drivers in the program even though it had said it would not give it to insurers without express consent.

According to the attorney general's office, GM sold the data to data brokers, which are companies that collect and resell information. The brokers passed it to insurers. In some cases, insurers raised premiums by significant amounts.

Where things stand

GM ended the program, announcing in April 2024 that it was discontinuing it in response to consumer feedback. It also named a new Chief Trust and Privacy Officer. In January 2025, GM settled with the US Federal Trade Commission over similar claims.

In an October 2026 securities filing, GM said it had set aside $500 million for investigations and lawsuits tied to the matter.

What is not known yet

The material does not say how the $220 million will be divided or whether affected drivers will receive any of it. It also does not say whether other cases remain open.

The takeaway

If your car tracks how you drive, check its privacy settings, because that data can reach insurers and affect what you pay.

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