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AlertMoney · Tax scams3 min read

How to spot a tax scam before you send money or personal details

A tax law firm warns that 2026 tax scams use fake numbers, copycat websites and AI voices, and that a rushed demand for money is the biggest warning sign.

By the Dashline deskSource: Eye On Annapolis
How to spot a tax scam before you send money or personal details
Photo: JasonParis from Toronto, Canada, CC BY 2.0
Act this week
What happenedA tax law firm is warning that tax scams in 2026 look more convincing, using spoofed phone numbers, fake websites and AI-generated voices.
Who is affectedIndividual taxpayers and business owners, especially those who handle payroll, vendor payments and online tax accounts.
What to do
  1. 1End any call that demands payment right away, then check the claim through an IRS contact you confirmed yourself.
  2. 2Do not click links, scan QR codes or open attachments in unexpected emails or texts.
  3. 3Avoid any preparer who will not sign your return or give a valid Preparer Tax Identification Number.
  4. 4Businesses should turn on multi-factor sign-in and confirm bank detail changes through a second channel.

If someone calls, texts or emails about your taxes and wants money or personal details right now, treat it as a possible scam. A tax law firm, Moskowitz, LLP, says these requests are getting more convincing. Scammers can fake a phone number, copy a government website and even use an AI-generated voice.

What changed

The firm's warning says scammers now have better tools. Caller ID can be spoofed, so a call can look like it comes from a real agency. Websites can look official. Voices can sound real. The goal is the same as ever: pressure you to pay, share a password or hand over tax records before you stop to think.

The IRS generally starts contact by mail. It does not demand immediate payment, threaten arrest, or ask for payment by gift card, wire transfer or cryptocurrency.

Why it matters

The losses are large. People reported losing $3.5 billion to imposter scams in 2025, according to the Federal Trade Commission. About $920 million of that went to scammers posing as government officials. Those are reported losses, so the real total may be higher.

Who it affects

Any taxpayer can be targeted. Business owners face extra risk, especially anyone who handles payroll, vendor payments or online tax accounts. One fake request can expose employee records or send a payment to the wrong bank account. The firm gives an example of an owner who sends payroll records through a new document portal without checking who sent the link.

People who have shared nothing and ignored the message are in good shape. A real tax matter usually arrives first as a letter, so a surprise call or text demanding money is the red flag.

What to watch for

  • Texts or emails with links or QR codes that lead to fake sign-in pages.
  • Messages promising a refund, which may only be after your personal data.
  • Social media tips pushing overstated claims, such as inflated Form 2439 capital-gains amounts or a broad self-employment tax credit.
  • Preparers who will not sign your return or give a valid Preparer Tax Identification Number.
  • Anyone who guarantees the IRS will accept an Offer in Compromise, a request to settle a tax debt.

Remember that your name is on the return. Check any return a preparer files for you, and raise problems quickly.

What to do

The alert box above lists the steps. The main idea is to slow down, keep the message, and check the claim through a contact you confirmed yourself, not the one the caller gave you.

What is not known

The material does not name a specific scam wave or give a count of cases in 2026. It is a general warning from a firm that sells tax help, so treat it as guidance on warning signs, not proof of one new attack.

The takeaway

If a tax message demands money or logins right away, stop, keep the proof, and verify through an IRS contact you found yourself.

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