Berlin payments firm Pliant raises $80 million to let AI pay bills

Pliant, a Berlin company that provides payment tools for businesses, has raised $80 million to open its platform to AI agents that can help pay bills and handle payment tasks. The company announced the Series C round, a later stage of funding, on Wednesday, Nov. 4. Seaya Nova and Speedinvest led it.

What Pliant does

Pliant offers business cards, payment accounts, currency exchange and spend tracking. Companies use it to manage payment workflows. Fintechs, software platforms and banks use it to build their own payment products. The platform has its own AI agents for recurring finance work. Outside AI agents can also connect through Model Context Protocol, a standard connector that lets AI tools plug into other software.

The money will go toward these AI features and toward expansion in the United States and Canada, plus preparation to enter more countries. In April 2025, Pliant raised $40 million in a Series B round.

What is not known yet

The material does not say how many businesses use the AI features, what they cost, or how much control a business can give an AI tool over its payments. Seaya Nova's Vinoth Jayakumar put the key issue this way: when agents move money, someone still has to be licensed, auditable and liable. Pliant says it provides that layer.