Act this weekWhat happenedMichigan warned that scammers are using the Medicare enrollment period to collect Medicare numbers and other private information by phone, mail and door-to-door visits.
Who is affectedPeople on Medicare or about to enroll, especially older adults in Michigan, and the family members who help them.
What to do- 1Never share your Medicare number with anyone who contacts you first.
- 2Hang up on anyone who says they are from Medicare or endorsed by Medicare.
- 3Get free help from MI Options, Michigan's Medicare enrollment hotline, or a trusted agent.
- 4Report suspected fraud to Michigan's insurance department at 877-999-6442.
Michigan is warning that scammers are using the Medicare sign-up period to collect people's Medicare numbers and other private information. They are not just calling. The state says they also send mail and show up at the door unannounced. The enrollment deadline is Dec. 7, so the next few weeks are prime time for this kind of fraud.
What the scammers want
Keaton James, who works for American Senior Benefits, says some callers are "less than honest." They may try to switch a person's plan without consent or pull out health details that should stay private. A stolen Medicare number can lead to exactly that kind of switch. The state also notes that scams powered by AI can now sound like real agents offering help.
Who should be extra careful
The warning is aimed at people on Medicare or about to enroll, and at family members who help them. One clear red flag: anyone who says they are from Medicare or endorsed by Medicare. James says licensed agents are not allowed to say that. He adds that real help should feel safe and educational, not salesy or pushy.
The alert box above lays out the steps, including where to get free help and how to report a scam.
What is not known
The state did not say how many people have been targeted or how much money or information has been lost. It also did not name specific scam groups or areas. For now, the advice is to take your time and never hand over a Medicare number to someone who contacted you first.
The takeawayNever give your Medicare number to anyone who contacts you first, and slow down before the Dec. 7 deadline.