The Better Business Bureau says scammers are posing as insurers during open enrollment, when families and business owners are choosing health plans.
The Better Business Bureau is warning that scammers are going after people who are shopping for health insurance. The timing is no accident. This is open enrollment, the period when people pick or change their health plans.
During open enrollment, a lot of people are looking for coverage at the same time. Many are comparing prices, answering calls and clicking on offers. That makes it easier for a fake offer to blend in. The Better Business Bureau is a nonprofit that tracks scams, and it says this is a time to be extra careful.
Anyone shopping for coverage could be targeted. That includes families, self-employed people and small business owners who buy plans for themselves or their staff.
The risk is real. One wrong call or click could cost you money, expose your personal details, or leave you with no real coverage when you think you have it.
The alert box above lists the steps. The short version: be careful with anyone who contacts you first, and go to official sites by typing the address yourself.
The available material does not say how many people have been hit, how much money has been lost, or which specific scams are circulating. It also does not describe the exact tricks being used. If more details come out, they will matter for spotting a fake offer. For now, the warning is general, and it applies to anyone choosing a plan this season.
If someone contacts you first about health insurance, do not share personal or payment details, and go to the official site yourself.
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