Act this weekWhat happenedScammers are calling people with fake sweepstakes wins, flattering them about good credit and asking for gift card payments to cover taxes.
Who is affectedAnyone with a phone, of any age or income, especially people who pay bills on time and may feel they deserve a reward.
What to do- 1Ask yourself if you entered. Real sweepstakes do not pay people who never entered.
- 2Hang up on anyone who asks you to pay a fee, tax or shipping cost to claim a prize.
- 3Never pay with gift cards. The codes cannot be traced or reversed.
- 4Talk to a family member or friend before acting, and refuse any demand to keep it secret.
Tom and Cheryl Bredestege got a call from a man who called himself Albert. He said they had won an $850,000 sweepstakes. The reason, he said, was their years of paying bills on time and keeping good credit. All they had to do was pay a little over $2,500 in taxes first, using Amazon gift cards. It was a scam, and the couple saw through it before losing a dollar.
Why the call feels real
The story was built to feel personal. It was not a random prize. It was a reward for something the couple were proud of. Josh Planos of the Better Business Bureau (BBB) says the idea of a golden ticket, a surprise windfall that proves you did everything right, has a deep pull on people. Cheryl Bredestege noted that a senior who has spent decades paying bills on time is well primed to hear that and feel, for a moment, that they deserve it.
The scam does not attack a person's judgment. It flatters it. The request for gift card codes comes only after that good feeling is in place.
Who it affects
Anyone with a phone. Planos says prize scams work regardless of age and regardless of sophistication. The pull cuts across income, education and age. People who pay their bills on time may be especially open to the flattery, but nobody is exempt.
The facts that give it away
The BBB is direct: you are not charged to claim a prize. Taxes, shipping and processing fees are not collected before a real payout arrives. The BBB also says real sweepstakes do not pay people who never entered. A prize tied to good credit or loyal purchasing is made up.
The Federal Trade Commission warns against any caller who insists on payment by gift card. The codes cannot be traced or reversed, which is exactly why scammers ask for them.
What to do
The alert box above lays out the steps. The short version: check whether you entered, refuse any fee, never pay with gift cards, and talk to someone you trust before acting.
What to watch for
Pressure is the tell. Urgency cuts off thinking time. Secrecy cuts off advice from family and friends. A familiar name like Amazon adds false credibility. What saved the Bredesteges was simple. They talked to each other, slowed down and let doubt beat excitement.
You can feel excited about a prize call and still test it. Did I enter? Am I being asked to pay first? Am I being told to keep quiet? If any answer is yes, Planos says, the call is fraudulent, however convincing the voice sounds. The material does not say how many people have received this particular call.
The takeawayA real prize never costs you money first, so hang up and talk it over with someone before paying anything, especially with gift cards.